The Terms of Use and any terms and conditions incorporated herein by reference (collectively, the “Terms”) govern your use of the www.joinryze.com website (the “Site”), any mobile device applications made available to you by Ryze Money Inc. (the “Company,” “we,” or “us”), and any other services made available to you by us, including any software interface that enables you to (a) deposit US Dollars from your external demand deposit account or by routing a direct deposit, (b) purchase bitcoin (BTC) (“bitcoin”) for yourself through one of our third-party service providers, and (c) withdraw your purchased bitcoin (collectively with the Site and any other current or future features and/or applications, the “Services”). By accessing, browsing or otherwise using the Services, by creating an account with us or by clicking “Agree” when prompted to do so on the Site, you agree that you have read, understood and accepted all of the Terms and our Privacy Policy (the “Privacy Policy”), which is incorporated by reference into the Terms.
We may change, amend, or revise the Terms from time to time and at any time, in our sole discretion. When we make changes, we will make the updated Terms available on the Site and update the “Last Updated” date at the beginning of the Terms accordingly. Please check the Terms periodically for changes. Any changes to the Terms will apply on the date that they are made, and your continued access to or use of our Services after the Terms have been updated will constitute your binding acceptance of the updates. If you do not agree to any revised Terms, then you should not continue to access or use our Services.
NOTICE: Please read the Terms and the Privacy Policy carefully as they govern your use of the Services. The Terms contain important information, including a binding arbitration provision and a class action waiver, both of which impact your rights as to how disputes are resolved. The Services are only available to you—and you should only access the Services—if you agree completely with the Terms. BY USING OUR SERVICES OR BY CLICKING “I ACCEPT” BELOW OR CLICKING A BOX INDICATING YOUR ACCEPTANCE, YOU ARE CONFIRMING THAT YOU UNDERSTAND AND AGREE TO BE BOUND BY ALL OF THE TERMS AND ALL TERMS AND AGREEMENTS INCORPORATED HEREIN.
If you accept the Terms on behalf of a legal entity, by accessing or using the Services or by clicking “Agree” below or clicking a box indicating your acceptance, you represent that you have the legal authority to accept the Terms on that entity’s behalf, in which case “you” (except as used in this paragraph) will mean that entity. If you do not have such authority, or if you do not accept all of the Terms, then we are unwilling to make our Services available to you. If you do not agree to the Terms, neither you nor the entity on behalf of which you are acting should not access or use our Services.
1.1 You must create an account with us to use our Services (an “Account”). To create an Account, we will require that you submit certain Account information, which may include, but not be limited to, your name, email address, mobile phone number, street address, zip code, date of birth, social security number, and other government-issued identification documents to us. The first time you access your Account using a new device we may require you to authenticate your Account with additional information. If your Account cannot be authenticated, then you may not have access to the Account. By creating an Account, you agree to provide accurate, current and complete Account information about yourself, and to maintain and promptly update as necessary your Account information.
1.2 When creating your Account, you may be required to select a username to identify yourself when using our Services. You may not select a username that misleads or deceives others as to your identity. We may require you to change your username or details of your Account information in our sole discretion, and we may reclaim or make unavailable your username without liability to you. You will have the option of hiding your username from any public displays of information regarding our users.
1.3 By creating your Account, you represent and warrant that you (a) are at least 18 years of age or of legal age to form a binding contract under applicable law; (b) are an individual, legal person or other organization with full legal capacity and authority to enter into the Terms; and (c) have not previously been suspended or removed from using our Services.
1.4 You hereby authorize us, directly or through third parties, to make any inquiries we consider necessary to validate information about you and your Account. This may include asking you for further information and/or documentation about your Account usage or identity, requiring you to take steps to confirm ownership of your email address, mobile phone number or financial instruments, or verifying your information against third party databases or through other sources.
1.5 We may reject your application to create your Account, or cancel an existing Account, for any reason, in our sole discretion, but you will continue to have all rights related to the bitcoin held with the Custodian.
1.6 We will use the email address you provide as a method for communication about your Account and to provide you with any necessary technical support. You must keep your email address and other contact information current in your Account profile.
1.7 By providing us with a mobile phone number, you consent to receiving text (SMS) messages from us. Standard text messaging rates may apply based on your plan with your mobile carrier.
1.8 You must not impersonate any other person or entity to access an Account with us or access anyone else’s Account without that person’s prior permission. You must not create any Accounts by automated means or under false or fraudulent pretense.
1.9 You agree that you will use the Services only in a manner that complies with all applicable laws, and that you are solely responsible for any improper or unlawful activity in connection with the registration of or use of your Account, including any misrepresentations made in connection with the creation of your Account.
1.10 We will share your Account information and desired transaction information with third-party service providers who fulfill transaction requests in accordance with our Privacy Policy.
1.11 You are responsible for the security of your Account. If you become aware of any unauthorized use of your password or of your Account, then you agree to notify us immediately at [email protected].
2.1 For each purchase of bitcoin, you will be required to do the following: (a) select the dollar value of bitcoin you would like to purchase; (b) select whether you will make a one-time purchase, or multiple purchases on a recurring schedule through our “Dollar-Cost-Averaging” or “Auto-Buy Dips” or “Get Paid In Bitcoin” features; (c) provide payment information, which may be bank account information for ACH transactions or, if we make purchases by credit card or debit card available, then such card’s number and associated information; and (d) agree to the Custodian’s self-directed custodial account agreement, which can be found as Addendum 1.1 of this Agreement. We may require you to create an Account at any time to complete a purchase of bitcoin.